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『國產精品刮毛』介(jie)紹:保(bao)險公司調查員古(gu)(gu)志明(ming)(ming)(ming)(ming)（譚詠麟(lin) 飾(shi)）在雨夜(ye)趕(gan)回(hui)家(jia)參加和(he)婚期妻Ivy（葉童(tong) 飾(shi)）訂婚四年的(de)(de)慶(qing)祝，不(bu)巧雨天路滑，古(gu)(gu)志明(ming)(ming)(ming)(ming)險些(xie)撞(zhuang)到一名紅衣(yi)女子(zi)(zi)……Ivy為人脾氣火爆，古(gu)(gu)志明(ming)(ming)(ming)(ming)雖有(you)不(bu)滿也只(zhi)得忍受，當夜(ye)古(gu)(gu)志明(ming)(ming)(ming)(ming)胞弟玩起了碟仙(xian)游(you)戲，與此(ci)同時(shi)，名叫(jiao)張(zhang)(zhang)小(xiao)瑜(yu)(yu)(yu)的(de)(de)紅衣(yi)女子(zi)(zi)不(bu)慎失足墜(zhui)樓身(shen)亡，正在進(jin)行中(zhong)的(de)(de)碟仙(xian)游(you)戲恰好收到了張(zhang)(zhang)亡故(gu)的(de)(de)信(xin)號次日，古(gu)(gu)志明(ming)(ming)(ming)(ming)奉(feng)命調查張(zhang)(zhang)小(xiao)瑜(yu)(yu)(yu)死因以便(bian)進(jin)行理賠，豈料連(lian)串(chuan)怪(guai)異(yi)現(xian)象在古(gu)(gu)的(de)(de)身(shen)邊發(fa)生。在古(gu)(gu)志明(ming)(ming)(ming)(ming)和(he)Ivy的(de)(de)關(guan)系日益緊張(zhang)(zhang)之時(shi)，女鬼張(zhang)(zhang)小(xiao)瑜(yu)(yu)(yu)現(xian)身(shen)古(gu)(gu)志明(ming)(ming)(ming)(ming)家(jia)中(zhong)，申明(ming)(ming)(ming)(ming)自己(ji)并(bing)無(wu)惡意(yi)，只(zhi)希望(wang)得到保(bao)險金贈送鄰家(jia)女童(tong)，而古(gu)(gu)志明(ming)(ming)(ming)(ming)的(de)(de)領導卻(que)示意(yi)此(ci)案按照(zhao)自殺處理以免去賠付。張(zhang)(zhang)小(xiao)瑜(yu)(yu)(yu)出(chu)現(xian)的(de)(de)頻率愈發(fa)增加，而古(gu)(gu)志明(ming)(ming)(ming)(ming)對這位乖巧的(de)(de)女鬼漸(jian)漸(jian)產生了情愫……