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『米妮大萌(meng)(meng)萌(meng)(meng)』介紹:保險(xian)公司調(diao)查員古(gu)(gu)(gu)(gu)志(zhi)(zhi)明(ming)(ming)(ming)(ming)(ming)（譚詠麟 飾）在雨夜趕回家參(can)加和婚期妻Ivy（葉童 飾）訂(ding)婚四年的(de)慶祝，不(bu)巧(qiao)雨天(tian)路(lu)滑，古(gu)(gu)(gu)(gu)志(zhi)(zhi)明(ming)(ming)(ming)(ming)(ming)險(xian)些(xie)撞到一名(ming)紅衣(yi)(yi)女子……Ivy為人脾氣火爆，古(gu)(gu)(gu)(gu)志(zhi)(zhi)明(ming)(ming)(ming)(ming)(ming)雖有不(bu)滿(man)也只(zhi)得忍受，當夜古(gu)(gu)(gu)(gu)志(zhi)(zhi)明(ming)(ming)(ming)(ming)(ming)胞弟玩起了碟仙(xian)游戲(xi)，與(yu)此同時(shi)，名(ming)叫(jiao)張小(xiao)瑜(yu)的(de)紅衣(yi)(yi)女子不(bu)慎失(shi)足墜樓身亡(wang)，正在進行中(zhong)的(de)碟仙(xian)游戲(xi)恰好收到了張亡(wang)故的(de)信號次日，古(gu)(gu)(gu)(gu)志(zhi)(zhi)明(ming)(ming)(ming)(ming)(ming)奉(feng)命調(diao)查張小(xiao)瑜(yu)死(si)因以(yi)便進行理(li)賠，豈(qi)料連串(chuan)怪異(yi)現象在古(gu)(gu)(gu)(gu)的(de)身邊發生。在古(gu)(gu)(gu)(gu)志(zhi)(zhi)明(ming)(ming)(ming)(ming)(ming)和Ivy的(de)關(guan)系(xi)日益緊張之時(shi)，女鬼張小(xiao)瑜(yu)現身古(gu)(gu)(gu)(gu)志(zhi)(zhi)明(ming)(ming)(ming)(ming)(ming)家中(zhong)，申明(ming)(ming)(ming)(ming)(ming)自(zi)己并無(wu)惡意，只(zhi)希(xi)望得到保險(xian)金贈送鄰家女童，而古(gu)(gu)(gu)(gu)志(zhi)(zhi)明(ming)(ming)(ming)(ming)(ming)的(de)領導(dao)卻(que)示意此案按照(zhao)自(zi)殺處理(li)以(yi)免去(qu)賠付。張小(xiao)瑜(yu)出(chu)現的(de)頻(pin)率愈(yu)發增(zeng)加，而古(gu)(gu)(gu)(gu)志(zhi)(zhi)明(ming)(ming)(ming)(ming)(ming)對這位(wei)乖巧(qiao)的(de)女鬼漸(jian)漸(jian)產(chan)生了情愫……