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『一邊(bian)忍著喘一邊(bian)回(hui)答問題』介紹:保(bao)險公司調查員古(gu)(gu)(gu)志(zhi)(zhi)(zhi)明(ming)(ming)（譚(tan)詠麟飾）在(zai)(zai)雨夜趕回(hui)家參加和(he)婚(hun)期妻Ivy（葉童飾）訂婚(hun)四(si)年(nian)的(de)慶祝，不巧雨天路滑，古(gu)(gu)(gu)志(zhi)(zhi)(zhi)明(ming)(ming)險些撞到一名(ming)紅(hong)衣女子……Ivy為(wei)人脾氣(qi)火(huo)爆，古(gu)(gu)(gu)志(zhi)(zhi)(zhi)明(ming)(ming)雖有(you)不滿也只(zhi)得忍受(shou)，當夜古(gu)(gu)(gu)志(zhi)(zhi)(zhi)明(ming)(ming)胞弟玩(wan)起了碟(die)仙游戲，與此同時，名(ming)叫(jiao)張小(xiao)瑜的(de)紅(hong)衣女子不慎(shen)失足墜樓身亡(wang)，正在(zai)(zai)進(jin)行中的(de)碟(die)仙游戲恰好收(shou)到了張亡(wang)故的(de)信(xin)號。次日(ri)，古(gu)(gu)(gu)志(zhi)(zhi)(zhi)明(ming)(ming)奉(feng)命調查張小(xiao)瑜死(si)因以便(bian)進(jin)行理賠，豈料連串怪(guai)異現象在(zai)(zai)古(gu)(gu)(gu)的(de)身邊(bian)發生(sheng)。在(zai)(zai)古(gu)(gu)(gu)志(zhi)(zhi)(zhi)明(ming)(ming)和(he)Ivy的(de)關(guan)系(xi)日(ri)益緊張之(zhi)時，女鬼張小(xiao)瑜現身古(gu)(gu)(gu)志(zhi)(zhi)(zhi)明(ming)(ming)家中，申明(ming)(ming)自(zi)己(ji)并(bing)無惡(e)意，只(zhi)希望(wang)得到保(bao)險金贈送鄰家女童，而(er)古(gu)(gu)(gu)志(zhi)(zhi)(zhi)明(ming)(ming)的(de)領(ling)導卻示意此案按照自(zi)殺處理以免去(qu)賠付(fu)。張小(xiao)瑜出(chu)現的(de)頻率愈發增加，而(er)古(gu)(gu)(gu)志(zhi)(zhi)(zhi)明(ming)(ming)對這(zhe)位乖巧的(de)女鬼漸漸產生(sheng)了情(qing)愫……