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『國產AV無(wu)人區卡(ka)一卡(ka)二(er)卡(ka)三(san)』介紹:保險(xian)公司調查員古(gu)(gu)志(zhi)(zhi)明(ming)(ming)（譚詠麟(lin)飾）在雨(yu)夜(ye)趕回家參加和婚期妻Ivy（葉童(tong)飾）訂婚四年的(de)(de)慶祝，不巧(qiao)雨(yu)天路滑，古(gu)(gu)志(zhi)(zhi)明(ming)(ming)險(xian)些撞(zhuang)到一名紅衣女(nv)(nv)子(zi)……Ivy為人脾氣(qi)火爆(bao)，古(gu)(gu)志(zhi)(zhi)明(ming)(ming)雖有(you)不滿也只得(de)忍受，當夜(ye)古(gu)(gu)志(zhi)(zhi)明(ming)(ming)胞弟玩起(qi)了碟仙游(you)戲，與此(ci)同(tong)時，名叫張(zhang)(zhang)小(xiao)瑜(yu)的(de)(de)紅衣女(nv)(nv)子(zi)不慎失足(zu)墜(zhui)樓(lou)身(shen)(shen)亡(wang)，正(zheng)在進(jin)行中(zhong)的(de)(de)碟仙游(you)戲恰好收(shou)到了張(zhang)(zhang)亡(wang)故(gu)的(de)(de)信(xin)號。次日，古(gu)(gu)志(zhi)(zhi)明(ming)(ming)奉命調查張(zhang)(zhang)小(xiao)瑜(yu)死因(yin)以便進(jin)行理賠(pei)，豈(qi)料連串怪異現(xian)象(xiang)在古(gu)(gu)的(de)(de)身(shen)(shen)邊發生。在古(gu)(gu)志(zhi)(zhi)明(ming)(ming)和Ivy的(de)(de)關(guan)系日益緊張(zhang)(zhang)之(zhi)時，女(nv)(nv)鬼(gui)(gui)張(zhang)(zhang)小(xiao)瑜(yu)現(xian)身(shen)(shen)古(gu)(gu)志(zhi)(zhi)明(ming)(ming)家中(zhong)，申明(ming)(ming)自己并無(wu)惡意，只希望得(de)到保險(xian)金(jin)贈送鄰家女(nv)(nv)童(tong)，而古(gu)(gu)志(zhi)(zhi)明(ming)(ming)的(de)(de)領導卻示意此(ci)案按照自殺處理以免去(qu)賠(pei)付。張(zhang)(zhang)小(xiao)瑜(yu)出現(xian)的(de)(de)頻(pin)率愈發增(zeng)加，而古(gu)(gu)志(zhi)(zhi)明(ming)(ming)對這(zhe)位乖巧(qiao)的(de)(de)女(nv)(nv)鬼(gui)(gui)漸(jian)漸(jian)產生了情愫……